Herk and Tildy's son, Teen, getting his financial house in order:
Hmmm.  Last week I spent $5.  I owe Dad 14, but he'll lend me more.
Next week I'll spend the same, except I'm adding 2 for jelly beans and 2
for a new app.  Total $9.
Dad says okay; I'll loan you 2 more.  But you'll have to cut your spending.
Okay, I say,  No problem.  I can live without the jelly beans.  I'll cut 2.
(I'll spend 7, and look! I cut $2.  (9 - 2 = 7).
What?  You're saying I spent less last week; how is that a cut?
Shut up, already.
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